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5 Daily Activities You're Doing Wrong That's Causing You To Lose Money

Onion
March 2, 2021
August 13, 2024

Daily expenses are inevitable.

But if you look hard enough, there are multiple ways to cut your wallet some slack without changing your spending habits.

If you’re interested in shaving a few dollars off your bill, we’re proud to share our two cents on why you’re losing money every day, and 5 habits to start incorporating into your daily routine.

Paying regular price for cab and food deliveries

Remember toggling between different ride-hailing and food delivery apps to find the most affordable option only to give up eventually due to the high cost?

Well, those days are over thanks to cash vouchers available for purchase on Shopee. Some popular ones include Grab, TADA, ComfortDelGro, foodpanda and WhyQ. It’s great because you can get them in different values which range from $5 to $100 for different scenarios.

The amount you save may seem little (from 40 cents to a few dollars) but if you use these apps regularly, it’ll definitely add up to a significant amount.

Pro tip: Use the ShopBack app to make your Shopee purchase for extra cashback.

Shopping without claiming cashback

As mentioned above, you can receive cashback for online purchases made via ShopBack. To make things easier, they have an app and a Google Chrome extension for desktop that notifies you if cashback is available for the site you’re on.

Tap here to learn how ShopBack works and for more tips on maximising your dollar.

If you prefer shopping in physical stores, there’s something for you too. Within the ShopBack app, you’ll find ShopBack GO which offers cashback and a variety of in-store deals. Similar to the Partipost app, your earnings will be stored in an in-app wallet. When you’re ready, you can withdraw it any time.

Grocery shopping without browsing through promotions

Grocery shopping is fun but it’s easy to get carried away with your purchases. Though cheaper alternatives like house brands are on display too, how many of us wind up reaching for them?

IYDK: Certain supermarkets like NTUC have banners at the entrance showcasing deals for the day, so keep your eyes peeled on your next grocery run!

Better yet, what if you could potentially win yourself $10,000 by purchasing a packet of milk tea? Sqkii, the mastermind behind the popular hunt for cash, has partnered with SUPER to bring you in-game advantages for their ongoing virtual hunt. Purchase of any SUPER product will earn you a clue, but only SUPER Milk Tea products (Original/Less Sugar/Royale) are eligible for extra hints.

There’s no free lunch in the world, but if you want a free packet of SUPER Milk Tea, simply join our campaign and share your review online. P.S. You’ll earn some cash in exchange for your efforts too!

🍵💰

Enjoy some tea and join the hunt now!

Earn up to $32 cash!

Find out more about the campaign here

Throwing away receipts

Are you a frequent shopper at any of the following malls?

  • Aperia
  • Bedok Mall
  • Bugis Junction/ Bugis Street
  • Bugis+
  • Bukit Panjang Plaza
  • Clarke Quay
  • Funan
  • IMM
  • ION Orchard
  • JCube
  • Jewel Changi
  • Junction 8
  • Lot One
  • Plaza Singapura
  • Raffles City Shopping Centre
  • SingPost Centre
  • Tampines Mall
  • The Atrium @ Orchard
  • Westgate

If the answer to that is a resounding yes, it’s time to keep your receipts and download the CapitaStar app. Whenever you make a minimum purchase of $20, take a photo of the receipt and upload it to the app. You’ll earn 5 STAR$ per $1 spend at all retailers, and 1 STAR$ per $1 spend at supermarkets and food courts. These can then be exchanged for different rewards including eCapitaVouchers.

Not utilising GrabPay

For those without credit cards, consider applying for a GrabPay Card. It is linked to your GrabPay account and functions like a debit card (prepaid Mastercard to be exact). In other words, you can make online and offline transactions with ease and earn GrabRewards points on-the-go. Every $1 spent earns you up to 4X GrabRewards points.

The GrabPay Card also doubles as an EZ-Link card. With the auto top-up function, it means you no longer have to worry about insufficient funds while travelling out and about. On top of that, advancing to Platinum Tier is a breeze. Just think of all the things you can do with a constant influx of GrabRewards points!

A little change goes a long way. Give these a shot and share this with your loved ones to help them save some cash too!

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